PaySpyre for customers Reach new heights with PaySpyre’s financing solutions

We created PaySpyre to bring the previously unattainable into reach for consumers.

Buy Now Pay Later

PaySpyre is the game-changing financing platform created for modern consumers

Applying with PaySpyre is easy as 1, 2, 3

Find a PaySpyre partner

Search for the business, service, or care provider you have in mind.

Find a PaySpyre partner

Search for the business, service, or care provider you have in mind.

Choose your payment terms

Select payment terms that suit your individual budget.

Choose your payment terms

Select payment terms that suit your individual budget.

Apply securely online

Completing the application is quick, easy, and has no impact on your credit score.

Apply securely online

Completing the application is quick, easy, and has no impact on your credit score.

Our mission is to empower people to access the products and services they want and the care they need.

To help people live life defined by boundless potential, where their vision for the future is also their reality.

Why people love PaySpyre

Buy now, pay later

We’re here to help you reach new heights: it’s our #1 mission and what drives us every day. You can count on us to help you get there. Access the products, services, or care you need NOW, with the flexibility of paying over time.

High approval rates

Life happens; we get it. That’s why we have higher approval rates than banks and other lenders, so you can apply confidently, knowing our goal is to get you what you need as quickly as possible.

Affordable payment options

Our flexible repayment terms allow you to find a monthly payment that will fit almost any budget.

Quick and easy

We know your time is valuable, so we’ve leveraged cutting-edge technology to make every part of the financing process quick and easy. It’s as simple as finding a PaySpyre partner, choosing your payment, and applying. You can count on us to process your application quickly so you can move forward.

No credit history required

Regardless of credit history, we feel everyone should be able to apply for the products, services, or care they need. You don’t need an established credit history to apply, and applying will not affect your credit score.

No penalty to payoff early

You shouldn’t be penalized for paying off your account. So, if you need short-term financing or wish to payout your account early, you can do so knowing that our accounts are open to payout at any time without penalty.

People we’ve helped

“The ability to finance the extensive dental work we required was life changing for us. As we are both seniors on fixed income your financial assistance was instrumental to not only our oral health but our financial security as well. Again thanks to you.”

R. Silversides

“PaySpyre has made a very impactful change in the lives of my patients. Dental treatment can be costly at times and I never want patients to feel as though they are in a tough spot dealing with the cost of their treatment. PaySpyre has helped our patients make decisions that are right for them and their oral health with payments that are customized to them and their needs.”

J. Drever, DDS

“In the dental profession, one of the more significant challenges we face is making patient-centric dentistry accessible to everyone. Finances are a common barrier so being able to direct patients to a solution which is both straight-forward and manageable is something we are pleased to be on board with. We have witnessed first-hand the positive impact PaySpyre has had on our patients’ lives, and seeing those we care for, healthy, happy and reassured is success in our books!”

Leanne, Practice Manager – Kelowna Dental Centre

“Financial barriers often force patients to settle for dentistry that doesn’t have the potential to last a lifetime. As a dentist that is frustrating and discouraging. Payspire has given my patients the ability to finally get the dentistry they deserve.”

Trent Orth, DDS

Flexible financing made simple

PaySpyre gives you the power to dream bigger, climb higher, and do better by yourself. Because we want you to live life the way you want to.

So what are you waiting for?

Apply now

FAQ

PaySpyre Financial partners with businesses to provide affordable financing options to increase access to the products, services, or care you need.

PaySpyre was designed to be easy for customers. Simply find a PaySpyre partner, select your repayment terms, and apply online. On approval, the contract is sent to you to e-sign, then make the payments as agreed.

Yes, anyone of legal age can apply for financing with any of our partnered vendors. We suggest you visit the vendor first, determine the particulars, and obtain their vendor number.