PaySpyre Embedded Financing A Better Way to Finance, on Your Website

PaySpyre Widget You have business hours. The widget doesn’t.

The next evolution in embedded financing lives in the corner of your website, putting your financing program in front of customers around the clock — real-time payment calculations on terms you set, pre-qualification on the spot, and the full application done in minutes, start to finish. All without your team lifting a finger.

WHERE FINANCE IS GOING

Built for the modern customer.

4 in 5

Customers expect to see financing options before they buy.

1 in 5

Choose where to buy because financing is offered.

30 – 50%

The estimated lift in average sale size when financing is offered at the point of sale.

Source: Synchrony 2025 Major Purchase Journey Study – RBC Capital Markets.

We’re honored to have supported millions in sales and payments for the customers and businesses we partner with — facilitated, collected, and counting.

PaySpyre Widget – What it Does One compact widget. The entire financing process.

Right on your website, under your name — and built for the phone in your customer’s hand.

  1. A real time payment calculator.
    Set to your program terms, with every cost shown — principal, interest, fees, total and APR — at every payment frequency. The full picture up front, so customers can decide with confidence.
  2. Pre-qualification on the spot.
    Before the full application, a quick affordability read from the customer’s own numbers. It settles the ‘can I afford this?’ question privately, in moments.
  3. The full application, start to finish.
    Terms, ID upload, bank verification — all completed inside the widget, by the customer, on their own time. Applications arrive done, with nothing for your team to chase down.
  4. As easy to add as it is to use.
    A single snippet for whoever manages your website. If your site has ever had a booking button or a chat bubble added, this is easier — live in minutes, nothing for your team to maintain.Pre-qualification is a no-credit-check indicator based on customer-reported information — it is not an approval or rejection. All applications go through our full underwriting process.Calculator figures are examples for illustration only — actual amounts, rates, fees, and terms vary by program and by application.

See it working for your business.

The widget speaks better for itself than we can.

Try it for yourself.

Request a Demo

FOR YOUR BUSINESS

What the widget changes for you.

More Customers

Your website answers the affordability question on every page, before a competitor’s ever could. The business down the street can’t show that.

Larger Sales

When the quote is one big number, customers downgrade to the compromise. The slider lets them adjust term and frequency until the full purchase fits — protecting the sale you actually proposed.

More Time

Customers explore, pre-qualify and apply entirely on their own — no walkthroughs, no paperwork to chase, no awkward opener at the counter. Your team meets buyers who already know they can afford it.

PaySpyre Widget – Finance Your Way Your Program, Your Website, Your Rules.

The widget puts your in-house financing program in front of your customers. Maybe you’ve looked at offering financing before and nothing quite fit — too much to take on, or built around someone else’s goals. This is the fit: PaySpyre and the widget do the heavy lifting.

  • Your words.
    Customers see your business’s in-house financing — your welcome message, your requirements, your words. Use the defaults or make it your own.
  • Your public range.
    The calculator shows the financing terms you choose to show. What customers see is what you decide they see.
  • A new revenue stream.
    In-house financing gives you the opportunity to earn interest income as well as your sales price.
  • Multiple Locations, Multiple Providers.
    Customers pick their location or provider first, so each application lands attributed to the right place — synced from your program automatically.
  • Close the experience your way.
    The last button goes wherever you want — straight into your booking, your scheduling — turning a finished application into completed business.

Get PaySpyre for your business

Your website is already where customers are — put your financing program on it, and let it work around the clock.

Say yes more.

Enroll Now

FAQ

Yes — installation is simple: one line of code into your existing website, and we handle the backend configuration for you. Whoever manages your website today can have it live in minutes.

No. The payment calculator, pre-qualification and the full application all happen inside the widget, on your website — your customers are never redirected to a third-party site.

Customers see the credit terms you’ve selected as publicly visible, giving you control over the public face of your financing program. Additional credit options can be reserved for use with a promo code — a larger range of terms than what’s shown publicly, yours to offer selectively.

Five pieces of widget messaging are yours to customize: the call-to-action bubble that appears above the widget icon, the welcome message, the disclaimer, the conclusion message, and the text and link of the button after submission. Keep the standard versions, or tell us your preferences and we’ll make the changes for you.

The For Business page covers the full program: going live with your own in-house financing program without building a finance department, how it works, and how to get started. For anything else, Contact Us.

Reach out through Contact Us and we’ll get you set up — the same one line of code, with the backend configuration handled for you.